How do I create a Zale account?

It’s easy to sign up! Visit comenity.net/zales and click “Register”. Enter your account information (use your current account number).

Can I get a Zales credit card with bad credit?

Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

Does Zales have a app?

Look for the camera icon, upload a photo and let our app find your style. for FREE!

Does Zales use Comenity bank?

The Zales Diamond Card, which is issued by Comenity Bank, is a standard store credit card good for purchases in Zales stores or online at Zales.com.

What credit score does Zales require?

630 credit score

What bank is Zales credit card?

Zales Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.

Are diamonds from Zales real?

Comenity Capital Bank

Can you get engagement ring with bad credit?

The Diamond Credit Card Accounts are issued by Comenity Capital Bank. To apply for The Diamond Credit Card an online Zales.com account is required.

What credit score do you need for Kay Jewelers?

Is Zales or Kay better?

Unfortunately, Zales jewelry items, whether gold, silver, or diamonds, are of a lower quality than those certified by the GIA. Also, they capitalize on the Popularity of their name and the naivety of their clientele.

Is Jared or Kay better?

Yes, you can! Plus, bad credit engagement ring financing typically covers other jewelry purchases as well. You should be aware that with any subprime or secondary financing, rates and terms might be less forgiving than a traditional bank loan, but some options are better than others.

Are Kay Jewelers good diamonds?

Credit Record Needed:

A FICO credit score of 604 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Is Zales overpriced?

Zales and Kay’s are one in the same. They are owned by the same paren’t company. They were priced better than Kays when my husband purchased my diamond wedding band. I feel like Zales has better quality that Kay’s too.

Is Zales low quality?

If you’re looking for a large variety of styles, Kay is also a better chance than Jared. You’ll be able to select from 10 stone shapes, and 17 stone types. Keep in mind though: this is both a plus and a negative.

Are Costco diamonds worth it?

When it comes to the actual quality of the diamonds and engagement rings sold by Kay Jewelers, they do not meet the mark of online jewelers, as well as many other brick and mortar jewelry stores.

Where should I not buy jewelry?

Zales jewelry or a mall stores are extremely overpriced, that is why they are always 50-70% sales. Even after these ridiculous sales you will be over paying for inferior quality gems. Look at places like international diamond exchange for a better price and quality of jewelry.

Does Zales sell loose diamonds?

Like its sister company Kay Jewelers, Zales offers low-quality fine jewelry, alongside enough fashion jewelry to confuse customers. Their certifications and quality don’t match their high prices and markup, and almost all experts consider them a poor choice.

Are mall chains fake?

Can you haggle with Kay Jewelers?

Costco Diamonds Review Conclusion

You won’t be disappointed with the quality of your purchase. However, Costco is nowhere near close to offering the best price for quality diamonds. If you are buying an engagement ring or stud earrings, you can get far better value and service using a legitimate online retailer.

How do I get the best price on jewelry?

5 Worst Chain Jewelry Stores to Buy Your Engagement Ring
  1. Kay Jewelers. One of the largest jewelry store chains in the United States is Kay Jewelers.
  2. Jared the Galleria of Jewelry.
  3. Zales. The final jewelry store chain under the ginormous Signet Jewelers parent company is Zales.
  4. Costco.
  5. Tiffany & Co.

How do people afford expensive jewelry?

Despite this apparent emphasis on diamonds, Zales only sell pre-set rings and do not offer loose diamonds. You can shop by shape, setting type and metal type but there are no options to filter by diamond quality – an instant red flag for any brand who claims a commitment to diamonds.