Why did Albert take money from my account?

If you’re not a Genius customer what may look like a charge is, in fact, a transfer to your Albert Savings account. This is your money, we‘re saving it automatically for you (and paying you a bonus on your Savings balance!).

How do I get my money back from Albert?

We do not offer refunds if you’re on a monthly Genius plan. If you previously spoke to a support team member about canceling your subscription and you were still charged, we apologize for the error. Please contact Albert support again to complete your cancellation request.

How do I cancel genius?

How do I cancel Genius?
  1. Open the Profile tab at the bottom of the screen.
  2. Tap Help.
  3. Then tap Contact support and text us ‘Cancel Genius’

What is an Albert account?

Albert works by analyzing your spending and then automatically pulling money from your checking account into a savings account. It’s similar to the strategy used by the popular app Digit. Albert’s Smart Savings algorithm learns about users’ spending habits over time, and then makes automatic withdrawals safely.

What happens if you don’t pay Albert back?

What if I can’t repay by the due date? We always coordinate your repayment date with your next expected payday to avoid overdrafts. In the case that your due date arrives and you have insufficient funds to repay the advance, Albert will attempt to withdraw as much of the amount advanced you can afford to repay.

How much is Albert a month?

Review of the Albert Money Management App
Best for Consumers who want to automate their savings and build healthy financial habits
Minimum balance None; $1 for Albert Investing
Monthly fee Minimum of $4 for Genius subscription
Annual bonus Up to 0.25% on savings funds
Jan 12, 2021

Does Albert really give you money?

This feature may be unique among financial apps. If you have a short-term need, Albert can provide you with a cash advance up to $100 against your next paycheck. When you make a request, they’ll send the money directly into your bank account.

Does Albert lend money?

In times of need, Albert Instant can advance cash from your next paycheck. Get as much as $250 sent straight to your bank account. And, enjoy stress-free, automatic repayment on your next payday.

Is Albert Money app safe?

Another interesting addition to Albert is Albert Cash. This is a free checking account with no minimum balance requirement. Funds are kept with an FDIC-insured partner bank, so your funds are safe.

Is Albert FDIC insured?

The funds in your Albert Savings account are insured by the FDIC through our partner banks, Wells Fargo, N.A. and Axos Bank.