How do I cancel a money order and get money back?

If you don’t have the receipt, you can return to the location where you purchased the money order (or any of its branches or offices) and explain the situation. You may need to visit an office anyway to complete the next phase of the cancellation process, completing and submitting a cancellation request form.

Can I get my money back from a money order?

With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. It’s best if you have a receipt from your original money order purchase. If successful, the issuer should return funds to you, often within about 60 days.

How do I drop off a money order?

How to Cash a Money Order
  1. Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores.
  2. Endorse your money order.
  3. Verify your identity.
  4. Pay service fees.
  5. Receive your cash.

How do I cancel a Walmart money order?

Walmart allows you to track a money order online at no cost with their online tool, if you don’t have an account. You’ll find the option to cancel on the Transaction Details page. MoneyGram will refund your money order, if it has not yet been paid out or cashed by the recipient.

Can you put a stop payment on a money order?

You can stop payment on the money order, but you likely need to fill out and sign a form to do it. A bank or a credit union may enforce a 90-day waiting period before it refunds your money. It may also charge the same stop-payment fee that it charges for a check, which can be $25 or higher.

How do I get a refund on a postal money order?

Get a refund

USPS does not offer direct refunds for their money orders. Instead, you’ll need to make the replacement money order out to yourself and then cash it or deposit it into your bank account. From the USPS site… Money Orders are not eligible for a refund.

What can I do if I lost my money order receipt?

If you don’t have the receipt, then you’ll have to fill out a money order research request (MORR). Again, mail it to the listed address on the form. In this case, you will have to send a nonrefundable $30 fee with the completed form. This process can take between six and eight weeks to complete.

What can you do if you lose a money order?

U.S. Postal Service: If your stolen or lost money order is through USPS, you can check the status of it online. But if you want it replaced, you have to go to your local Post Office in person. You’ll fill out and submit a “Form 6401 Money Order Inquiry” and pay a $5.95 processing fee.

Can you get your money back from a money order Walmart?

If the money order is not damaged or altered, please visit your local Walmart store with your original sales receipt to obtain a refund. Yes, the money order stub/receipt should be kept for your records as proof of purchase. You will need to enter your money order number and the exact dollar amount.

Can a money order be tracked without a receipt?

While most banks and issuers will allow you to trace your money order without a receipt, some will not. USPS does not allow tracing of any money order without a receipt. Call your issuer’s customer service number (easily found on their website) to see if they can trace a money order without a receipt.

Can I find out who cashed my money order?

How can I find out if it has been cashed? You can find out if your money order has been cashed online by clicking Money Order Status or by calling our automated line at 1-800-542-3590.

How can I track a money order without the number?

Contact the Issuing Company

Banks can usually find the details of your money order by looking at your account history. Some other issuing companies may not be able to find your money order without the tracking number, which is listed on the receipt.

Can you track a stolen money order?

If you’ve lost a money order or you believe it’s been stolen, the first thing you need to do is track it. You can track a money order by going to the money order issuer.

What happens if a money order is stolen and cashed?

Pick Up Your Refund

If your money order was stolen or lost, and not yet cashed when the issuer concludes the investigation process, a refund is issued. The USPS allows for picking up a refund, in the form of a postal money order you can address to yourself and cash immediately, at any post office.

Can you track a money order from a bank?

Go to the website of the bank from which you purchased the money order and search for any forms required for tracking. Visit the bank branch and ask them to trace the money order. Be prepared to supply the money order’s tracking number and your receipt. The bank may charge a fee to track or replace a money order.

How can I verify a money order?

The USPS recommends that you inspect the dollar amount for signs of ink discoloration, which can indicate that the original amount of the money order has been changed. You can also call the USPS at (866) 459-7822 to verify a money order or use the online Money Order Inquiry System .

Is it illegal to cash a blank money order?

Answer: Money orders usually require the recipient to verify their identity before the money can be received. If you know that you are not the intended recipient of the money, it would be advisable to not cash the order. Theft of lost property is a crime.

How long does it take to clear a money order?

Money orders generally clear almost immediately, and if you (or the person you send a money order to) are redeeming it for cash, you should receive the funds right away. However, some banks may take as long as 24 hours to deposit a money order into your account, especially if you deposit it later in the day.

How many money orders can I buy at once?

1.2Purchase Restrictions. A postal customer may buy multiple money orders at the same time, in the same or differing amounts, subject to these restrictions: a. The maximum amount of any single money order is $1,000.

How do I cash a money order I didn’t use?

Take it to the Bank

If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Can police track money orders?

Lost or Stolen Money Orders

Have the receipt from when you purchased the money order handy. If you have a police report or other documentation or evidence that a crime was committed, have that handy as well.

Do money orders raise red flags?

No, a check or wire transfer won’t be “red-flagged.” A cash transaction for $10,000 or more (in or out) must be reported to the Department of the Treasury, FinCEN, (1) however. That has been the case since the Bank Secrecy Act of 1970 was passed as the first law against money laundering.