What is the max amount for an AER loan?

There is no upper limit for AER support, however, the most common assistance we provide is $1,500 for a 15-month loan. Some categories of assistance have dollar limits and other categories have requirements related to grants versus loans.

How long do you have to pay back an AER loan?

If you get the loan, you need to pay the loan back but it does not have an interest. Usually you have 12 months to pay back but that could be extended to 24 months.”

Does AER give grants?

On an annual basis, AER provides over $50 million in Zero-Interest Loans and $10 million in grants to more than 45,000 Soldiers, and another $10 million in educational scholarships for Army Spouses and Children.

Who is eligible for an AER loan?

Almost all active-duty soldiers and their dependents qualify for AER help, as well as military retirees; widows and orphans of soldiers who died on active duty or after retirement; medical retirees and their families; and members of the Guard and Reserve who have been activated for more than 30 days.

How do I pay back my AER loan?

Check, money order or bill pay

AER accepts personal checks, cashier’s checks, money orders and electronic bill pay from your personal bank. Please include “Army Emergency Relief,” our address and your Client ID with your payment.

Do you need Commander signature for AER loan?

Effective 9 September 2015, any enlisted soldier who has served for more than one year and completed both basic training and advanced individual training (AIT) will be eligible to apply for a loan without the signature of their commander or first sergeant.

What regulation covers Aer?

Army Regulation 930-4
AER operates under the authority of Army Regulation 930-4, with the partnership of the garrison command team and the Army Community Service at 74 locations on Army installations worldwide.

What does relief from ADT mean?

active duty for training
When a person joins the Reserves, they first attend basic training and military job school full time. This is called active duty for training, or ADT, and doesn’t count as active-duty time for most veteran’s benefits.

Can the Army help with debt?

Military OneSource provides free financial counseling and financial management programs covering: … Debt consolidation and debt management. Assistance with housing issues. Guidance on savings, investing and retirement plans.

What form is used for AER loan?

AER Form 101 – Application for Financial Assistance.

What ar covers AER loans?

To ensure the privacy rights of individuals are maintained, the provisions of AR 25–22 will be followed. The Secretary of the Army will support the mission of AER, in accordance with Section 2566, Title 10, United States Code (10 USC 2566).

What is the Army ACS program?

All Army Community Services (ACS) programs support Soldiers, civilian employees and Families in maintaining readiness by coordinating and delivering comprehensive, responsive services that promote self-reliance, resiliency and stability. … Want to help improve the Army community?

What is Category 4 in the Army?

The Army is authorized to enlist up to 4 percent of its recruits each year as Category IVs, people who scored between the 10th and 31st percentile on the pre-enlistment aptitude test. Last year, the Army enlisted 63,000 new recruits; 1.9 percent (more than 1,000) were Category IV.

How do you get emergency leave in the Army?

If you are experiencing an immediate life-threatening emergency, call 911. To speak to a Red Cross Emergency Communications Specialist call 1-877-272-7337. You can initiate a request for Red Cross emergency assistance for members of the military currently serving on active duty by using the online self-service tool.

What does the Army do for combat?

The Army is a powerful fighting force defending and serving our nation by land, sea and air. Elite groups within the Army, such as the Army Rangers and Special Forces, receive specialized training for advanced combat situations.

Can you serve only 2 years in the military?

The Army offers enlistment contracts of two years, three years, four years, five years, and six years. Only a few Army jobs are available for two and three year enlistees (mainly those jobs that don’t require much training time, and that the Army is having a hard time getting enough recruits).

Can I join the military at 50?

Can you join the Army at 50? … The maximum age for joining the Army is 35 years. However, depending on the level of your education, prior military skills or experience, you may still join the army even if you are beyond this age.

Can ASVAB be waived?

There are generally no waivers for an ASVAB score for entrance into the branches. As an example, the Navy requires an ASVAB score of 31. If you score a 30, you are not enlistment eligible for the Navy. You can check minimum ASVAB requirements for the other branches.

Can you back out after you swear in at MEPS?

If you went through all the motions of signing up for a military service only to decide it is not right for you and you have NOT been to the Military Entrance Processing Station (MEPS) and have NOT taken an Oath of Enlistment, you are free to quit the process at any time.

What is the shortest military commitment?

Two years is the shortest amount of time a new enlistee can sign up for active duty, however, there is a catch. You actually have an eight-year commitment but you can perform this commitment as an active duty member, a Reservist, or Individual Ready Reservist (IRR).

Do you go to jail if you quit the military?

Punishment for Going AWOL

Besides, the maximum punishment according to the law is death or life in prison if desertion is carried out to avoid war. In fact, the vast majority of AWOL and desertion cases are disposed of with an administrative discharge.

Can you quit military?

You can’t just quit the Army once you are on active duty. You are contractually obligated to remain in service for the period to which you committed. But soldiers are discharged from duty early due to physical or psychological inability to perform duties, for medicine abuse, misconduct, and other infractions.

Can you quit military after MEPS?

If you have NOT been to the Military Entrance Processing Station (MEPS) and have NOT taken an Oath of Enlistment, you are free to quit the process at any time. Just because you arrive at MEPS does not mean you are fully committed with no chance of deciding not to commit after all.