Is Walmart credit card free?

There is no annual fee for the Walmart Credit Card, but the APR is relatively high and varies according to creditworthiness. … The real costs of this card come with how restricted its use is; you can’t use it in most places and it’s best utilized by people who regularly shop at walmart.com.

How much do a Walmart credit card cost?

Annual Fee: $0. Walmart Rewards Card – Purchase, Quick Cash and Transfer APR: a variable rate of 26.99%. Annual Fee: $0. Reward percentages are earned and tracked as points.

Is Walmart credit card easy to get?

It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. … Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card.

Is the Capital One Walmart card hard to get?

There is no hard and fast number when it comes to the credit score required to get a Capital One Walmart Rewards™ Card or Walmart Rewards™ Card.

What score do you need for Walmart credit card?

What credit score is needed for a Walmart credit card? The Walmart Rewards Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 700 or higher.

How do I pay for my Walmart credit card?

You can pay your Walmart Credit Card online, via the Capital One app, by phone at (877) 383-4802, by mail, or in person at a Walmart location. The same payment methods apply to the Walmart® Store Card, too.

How long does it take to get approved for a Walmart credit card?

It can take 7-10 business days to get approved for a Walmart Credit Card if you’re not approved instantly when you apply. Once you are approved, you will receive your Walmart Credit Card by mail within 10 business days. So from the moment you apply, it can take up to 20 business days to get the Walmart Credit Card.

Does Walmart automatically increase credit limit?

They change your limit whenever they want. They even will lower it below your balance, which greatly negatively impacts your credit report. Also, they? ll take large payments and apply it to new purchases, just so they can continue to charge you interest on older purchases.

Can I get a Walmart credit card with a 600 credit score?

Credit Score For Walmart Credit Card

Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Does applying for a Walmart credit card affect credit score?

The Walmart Rewards Mastercard and its in-store credit card are issued by Capital One, and cardholders can earn rewards for shopping at Walmart. … Data, such as your account balance and list of late payments, will appear on your credit history, which the credit bureaus use to calculate your credit score.

What bank is Walmart Money Card?

Green Dot Bank
Walmart MoneyCard, Issued by Green Dot Bank, Now Offered as Demand Deposit Account with Enhanced Digital Banking Tools and Features for Customers.

Can you get cash back on a credit card at Walmart?

Yes, you can get cash back from a Walmart Credit Card simply by making purchases with your card. This is the case for both the Walmart Credit Card and the Walmart® Store Card. … So, the best way to get Walmart Credit Card cash back is definitely to earn it by using your card for Walmart purchases.

How do I know if I was approved for Walmart credit card?

To check on the status of your Walmart store card application, call Walmart Credit Services at 1-877-969-3668. If your application has been approved, you will receive your Walmart Store Card in the mail in approximately 7-10 business days.

What is a good credit score?

670 to 739
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

What is a fair credit score?

between 580 and 669
FICO® considers a fair credit score to be between 580 and 669. VantageScore® says fair scores fall between 601 and 660.

Can I use my Walmart credit card on Amazon?

Walmart offers two cards: the Walmart Rewards Card and the Capital One Walmart Rewards® Card. The two co-branded Amazon Visa Signature cards and the Capital One Walmart Rewards® Card are accepted everywhere, whereas the two Amazon store cards and the Walmart Rewards card can only be used at the respective retailers.

What is Walmart pay?

Walmart Pay lets you speed up the checkout process when you shop at Walmart stores. Use it to securely store your debit, credit, & Walmart gift card information. You’ll use your smartphone to check out instead of pulling out your cards, cash, or loose change.

Where can I withdraw money from my Walmart card for free?

This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. You may withdraw cash without a fee at Walmart MoneyCenters and Customer Service desks.