How do I create a Quadpay account?

You can sign up during the checkout process on any one of our registered merchants’ websites – just choose Quadpay as the payment method.

In order to sign up and use Quadpay, you must:

  1. Live in the US.
  2. Be at least 18 years old.
  3. Have a valid and verifiable mobile number.
  4. Use a US credit or debit card to make a purchase.

Can you use Quadpay with no credit?

No. QuadPay never performs a hard credit check on a customer and there is no impact on a customer’s credit rating by using QuadPay.

How much is Quadpay for merchants?

Platform Fees

Purchases made with Quadpay are subject to a $1.00 platform fee per installment (a total of $4.00).

What percentage does Quadpay take?

Merchant Fee

Most of the revenue that Quadpay generates comes from the merchant fees that it collects for providing its payment solution. Quadpay does not publicize its fee structure. Competing services like Affirm or Sezzle charge between three to six percent (plus fixed transaction fees of $0.30).

Why was my Quadpay declined?

The two biggest reasons that a Quadpay virtual card is declined is because the website tried to use an old virtual card, or a Purchase Request amount was too low. Always make sure to include tax, shipping costs, and other fees in your Purchase Requests.

Which is better AfterPay or Quadpay?

1 AfterPay has better usage coverage in more websites categories. Including Lifestyle, E-commerce & Shopping, Sports, Home & Garden and 20 other categories. 2 QuadPay hasn’t got a lead over AfterPay in any websites category.

What is the catch with Quadpay?

Quadpay only charges late fees, but you still have to link a payment card to use the service. In other words, you’ll still have to pay any fees associated with that card. That means you could pay interest, late fees or overdraft fees if you’re not able to cover the payment account on file with Quadpay.

Can I pay bills with Quadpay?

Yes. As long as you have the available balance, you can pay bills with Quadpay. The service’s bill-pay feature sets it apart from other BNPL lenders.

Can you use Quadpay at Walmart?

You can place your order in a few simple steps. For Quadpay in-store purchases at Walmart: Open the Quadpay app and make a Quadpay in-store purchase request for the amount you plan on spending. Add the Quadpay virtual card details in the Walmart Pay section of the Walmart app.

What credit score do you need for QuadPay?

Details
Annual fee $0
Welcome Offer N/A
Rewards N/A
Purchase APR N/A
Recommended minimum credit score 560
•
Jan 7, 2021

What happens if I dont pay QuadPay?

If you have not paid your Total Minimum Payment in full by the applicable Due Date, then we may charge you a late fee of up to $7 (the applicable fees may be limited by statute and vary based on your state of residence, but will not exceed $7 per late payment or three such late fees per Quadpay Purchase).

Is QuadPay like Afterpay?

QuadPay, in contrast, does not support as many stores as Afterpay, but the nature of the service allows shopping anywhere where Visa is accepted. Like Afterpay, you can add the virtual card to your payment app and use it in-store and online.

How long does it take for Quadpay to process?

An Open order shows the “requested” amount (plus fees) and it can take up to 7 days to update/process.

How do I extend my Quadpay payment?

Customers can request to move a payment date moved by contacting us here by sharing your Order ID# listed in your Quadpay account to change the date of payment. Please note that your payment date change request must be made 48 hours in advance of the payment due date for us to be able to consider the request.

Can you cancel Quadpay?

Click on menu, then go to “Subscriptions”. Choose the Quadpay: Buy Now, Pay Later subscription you wish to cancel and tap on the “Cancel Subscription” option.

How do I increase my Quadpay?

Your balance may automatically be set and/or adjusted for a variety of reasons, including the length of time you’ve been a Quadpay user or your payment history with us. We cannot manually increase balances at this time, as the process for setting and/or adjusting balances is an automatic one.

Can I use Google pay for Quadpay?

1. Open your Quadpay app and select the “In Store” tab located above your available balance. 2. You can either share the card information with the cashier manually, or tap “Pay with Apple Pay” (on iPhone) or “Pay with Google Pay” (on Android) to add the Quadpay virtual card as your payment method.

Can you get extension on Quadpay?

Buy now, pay later anywhere you shop with Quadpay’s browser extension.

Can I use Quadpay on any website?

Get our app to use Quadpay anywhere you shop—whether online or in-store.

Can you use Quadpay for food?

1. Open the Quadpay app on your phone and search for the grocery delivery service you’d like to use. 2. Shop as you would normally, selecting your grocery store of choice and adding your desired items to your cart.

What other apps are like QuadPay?

Top Alternatives to Quadpay
  • Sezzle.
  • Affirm.
  • PayPal.
  • Afterpay.
  • Splitit.
  • Klarna.
  • GoCardless.
  • PayPal Credit.