What happens if you write the wrong name on a money order?

No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing. Alternatively, you may opt for a refund through our office, which you may obtain by following the How do I request a Money Order refund instructions.

Can I cross out name on money order?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

How do you refund a money order that has already been filled out?

How to request a refund: If you have the blank money order, you can fill it out to yourself and cash it. If the money order was lost, stolen, or you’ve already filled it out to someone else, visit any U.S. Post Office with the original receipt and ask an associate to start a Money Order Inquiry.

Can you get your money back from a money order?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Why was my money order declined?

Because money orders are prepaid, they can’t be rejected for insufficient funds and aren’t subject to the fees that come with bouncing a check. Some businesses or people may accept money orders but not personal checks because they don’t want to bother with the risk of a bad check.

Can you put a stop payment on a money order?

You can stop payment on the money order, but you likely need to fill out and sign a form to do it. It may also charge the same stop–payment fee that it charges for a check, which can be $25 or higher. Once all the requirements are met, the institution refunds the amount of an uncashed money order to you.

How can I cash a money order not in my name?

If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. Then they can cash it for you.

Can you put a stop payment on a Western Union money order?

The money order receipt must accompany each request to avoid delay in processing. Stop payment on an outstanding money order is completed only when the request has been submitted and processed. Western Union does not control the mailing process and it may take an additional 10-15 days.

Do you need a receipt to cash a money order?

Cashing the Money Order. Bring identification. The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. Your name on the money order must match the name on your identification exactly.

What happens if a money order is not cashed?

At the time of publication, Fidelity Express states that if you do not cash a money order within 2 years of the date of issuance, a fee of $2 will be deducted for each month from the date of purchase. However, your state’s laws may limit service fees to a smaller amount.

How do I prove a money order was cashed?

Customers wanting to find out if a money order has been cashed may go online to USPS.com to check the status. They will need to enter the money order serial number, Post Office number, and issued amount—all printed on the money order receipt—in order to obtain near real-time status information.

Can you tell who cashed a money order?

Call MoneyGram’s automated response line at 1-800-542-3590 or use MoneyGram’s online tracking system. You‘ll need to provide your money order number and the exact dollar amount; the system should then tell you whether the item has been cashed or not.

How long does it take to clear a money order?

Money orders generally clear almost immediately, and if you (or the person you send a money order to) are redeeming it for cash, you should receive the funds right away. However, some banks may take as long as 24 hours to deposit a money order into your account, especially if you deposit it later in the day.

Can you track a stolen money order?

If you‘ve lost a money order or you believe it’s been stolen, the first thing you need to do is track it. You can track a money order by going to the money order issuer.