How to Open a PayPal Account

  • Launch your favorite browser and enter the PayPal address https://www.paypal.com.
  • Click sign up option on the top right hand corner of your screen.
  • You will be prompted to choose whether to sign up for a Personal account or Business account.

  • If you want a personal PayPal account click personal account and click continue option just below the business account
  • On the new window, you will be required to fill the following information; Country/region, First Name, Last Name, Email address, create your password (your password must include at least 8 characters and least 1 symbol or number), confirm your password.
  • After filling all the information, click Next option located below your screen.

  • On the new page, you are required to fill more information to help Paypal set your account.
  • Under Nationality click the drop down icon ˅ and scroll through to choose your Nationality.
  • Under the Identification type, click the drop down icon ˅, choose the identification type that works from the list of options provided (Driver’s license, National ID, passport Number).

  • Next to the identification type, enter your ID number. Make sure you enter the right ID number.
  • Next enter address line 1, and then address line 2 (optional).
  • Just below address line 2, fill in your city/town/village.

  • Next to city/town/village enter your state/province/ region.
  • Enter your postal code.
  • Fill in your date of birth in the following format DD/MM/YYYY.

  • Choose the phone type by clicking the drop down icon ˅ and choose either mobile or
  • Next is a box to enter your phone number, you will notice your country code is the one that begins. You do not have to repeat the country ust go ahead and fill in your mobile number.
  • After you enter your phone number, there is a box for you to tick next to stay logged in for faster check out. This ensures you don’t type your password when accessing paypal services from your device. the decision to tick or not lies on you.

  • Below this option you will find another box for you to tick. This confirms that you hav read and agreed to abide by terms and conditions set aside by paypal.
  • Click Agree and Create Account option below your screen.
  • On the next page, you are required to link your paypal account with your card. However, you can skip this step as you can always click not sure? Add card to use later to skip this process.

  • If you click not sure? add card to use later then Your account is ready to use! Shop, send payments, and more with PayPal.
  • On the top left side, just below the summary tab, click Link a card option to link your card. This helps you send payments in minutes.
  • You will get to options, click link a credit card. You are required to fill the following information to link your card; Card number, card type (visa, MasterCard, American express, Discover), MM/YY, and security code.

  • Click link card option just below your screen.
  • Also under the link card option is link a bank account option that is below link a credit card.
  • Under link a bank account, choose your account type either checking or savings account you are required to fill the following in either account type; Routing Number and account Number.

  • Click link bank option below your screen.
  • Back to the summary tab located on the top left of your screen. Click confirm your mobile option to confirm your number. You will see the first two digits and the last three digits of your mobile number to confirm that it is yours. Click

  • Enter the six digit code sent your phone and click
  • To confirm your email address, Click confirm your email option found slightly below the summary tab.

  • A new pop up will appear. Click send email. Check your email inbox for the confirmation email.
  • Click to activate your account option on your confirmation email address.

  • You will be prompted to enter your password and your email will be successfully confirmed.

NB: choose a strong password that you can easily remember. Do not share password details with anyone. Also, use your legal first and second names avoid nicknames to avoid issues with verification

What is needed to open a PayPal account?

To open a Personal account, you need to provide your first and last name, address, phone number, and email address. For your protection, you’ll create a password for your new account and select 2 security questions.

Do you need a bank account for PayPal?

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Is a PayPal account free?

PayPal does not charge a fee to open a PayPal account. Sending money – Personal payments: There is a fee to send money as a personal payment using a debit or credit card.

Can a Nigerian have a PayPal account?

Does PayPal work In Nigeria? Yes, PayPal works in Nigeria. You can open a personal account to send money, pay bills or shop online. You can also open its business account to receive funds online in Nigeria.

What are the disadvantages of using PayPal?

Disadvantages of PayPal
  • You lose your Section 75 rights.
  • PayPal charges you to receive money.
  • PayPal often freezes a user’s account.
  • PayPal may hold on to your money.

Can you get scammed by using PayPal?

PayPal has a reputation for safety and security, which makes them the first choice for many e-commerce businesses who need to have a way to accept online payments. Unfortunately, fraud and criminal activities do still occur on PayPal.

Is it safe to link bank account to PayPal?

Don’t link your PayPal account to your bank account or debit card account. “If your PayPal account is compromised, it’s money taken directly out of your bank account. However, by federal law (Regulation E) you only have two days to refute a fraudulent charge with your bank.

When someone pays you through PayPal How do you get the money?

With PayPal, you receive money when someone sends a payment to your email address or mobile number. Once that happens, we‘ll send you a message letting you know you have money available. You can access your money from your PayPal Cash account or PayPal Cash Plus account by going to the Summary page.

Is PayPal safe to use?

Yes, we keep all your information safe. When you send a payment using PayPal, the recipient won’t receive sensitive financial information like your credit card or bank account number. This way, you don’t have to worry about paying people you don’t know.

Is PayPal safer than debit card?

Purchases and Privacy

Paying with your debit card through PayPal is safer than just using your debit card. Merchants (as well as hackers, thieves, and employees) only see your email address—your PayPal username—and some personal information when you use PayPal.

Is PayPal safer than cash App?

For personal use, I would say yes Cash App is better, but for large business accounts, PayPal offers more safety features such as payment protection and dispute resolution. If I had to choose one, I’d go with Cash App for the no fees, bonuses, and ease of use.

Should I use PayPal or credit card?

PayPal is convenient – all your payment information is stored on your account so you don’t have to enter card details every time you pay. Using a credit card in PayPal may be worth considering because you gain an extra layer of protection with your credit card’s fraud protection.

Is PayPal cheaper than credit card?

When you use your credit card to buy something in the U.S., you generally don’t get hit with extra fees. When you make a purchase with PayPal, it’s also free (as long as it’s within the U.S.), and similarly, the merchant pays a fee, which is 2.9% plus 30 cents per sale.

How do I pay someone on PayPal without an account?

How to send money through PayPal without an account
  1. Step 1: Click on ‘Pay now’ in the email or invoice you’ve received. Assuming you’ve received the email detailing the payment, simply click on the ‘Pay now’ button.
  2. Step 2: Enter your credit or debit card details.
  3. Step 3: Confirm the payment.

What’s the advantage of using PayPal?

PayPal is the faster, more secure way to pay online. It lets you pay for your favorite things at millions of online stores in the U.S. and across 203 global markets—all without the hassle of converting currency. So it’s just as easy to know how much you’re spending as it is to spend it.

Why you should never use PayPal?

I think Paypal is a poor solution, with poor customer support, and your money is not safe with them – not only because of fraud but because Paypal themselves feels like they can just appropriate it at any time. Stay away. Stay Far Away. Use and pay for a professional service rather than this fly-by-night non-bank.

Why is PayPal not safe?

PayPal also stores your data on encrypted servers, so the main risk to your account is from phishing and fraud rather than hacks and data breaches. While PayPal is generally safe, you still should not treat it as a replacement for a bank account.

What are the pros and cons of using PayPal?

PayPal Pros And Cons

PayPal is easy to use – it’s very a straightforward way to send money to friends and family. Paying with PayPal gives you an extra level of security and fraud prevention. If you pay for a purchase using PayPal that ends up being fraudulent, PayPal can help get your money back.

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